| Name of Benefit | Benefit Amount | Eligibility | Other information |
| Employment Insurance (EI) program | – The minimum benefit rate $500 per week before taxes in most cases | – Job not being available
– Being sick or quarantined – Have to care of a child or a family member at home. – 120 insured hours to qualify EI benefits |
– As of September there are temporary changes been made to EI (effective 1 year)
– One time credits; – 300 insured hours for regular benefits – 480 insured hours for sickness, maternity, parental or caregiving benefits |
| Canada Recovery Benefit (CRB) | – $500 ($450 after tax is withheld) per week for up to 38 weeks | – Unemployed or self-employed workers
– Or those whose income is reduced by at least 50% due to COVID-19, and – who are not eligible for EI |
– Available to Individual who are not eligible for EI.
– If received this benefit in 2020, report to tax return. |
| Canada Recovery Sickness Benefit (CRSB) | – $500 ($450 after tax is withheld) , per week for up to a maximum of two weeks | – Self-quarantined due to contracting Covid-19.
– Working at least 50% of the week because of contracting COVID-19. – Have underlying conditions, are undergoing treatments that make them vulnerable to COVID-19. |
– Available to Individual who are not eligible for EI. |
| Canada Recovery Caregiving Benefit (CRCB) | – $500 ($450 after tax is withheld) per week for up to 38 weeks per household | – Unable to work for at least 50% of the week because they must care for a child under the age of 12 or family member because schools, day-cares or care facilities are closed due to COVID-19
– Because the child or family member is sick and/or required to quarantine or is at high risk of serious health implications because of COVID-19 |
– Available to Individual who are not eligible for EI. |
| Mortgage payment deferral | – The payment can be paused for a certain period of time upon the agreement between the lender and you. | – Mortgage payment deferral is for those homeowners who are having financial barriers to pay their mortgage. | – Mortgage professional, lender and the bank can confirm if one is eligible for this benefit. |
